What is a mortgage backed by a credit?

Concash offers you the solution to your problem thanks to the mortgage loan dedicated to the owners to release the necessary cash envelope.

New: The Mortgage

New: The Mortgage

The mortgage is an unallocated but justified mortgage loan backed by a mortgage.

Clients are employees and retired persons receiving one or more pension (s). The borrower does not have to be in credible profile or if he is, his credit consumption should be low amount. The loan start age must be at least twenty-five years for the borrower and twenty-years for the co-borrower (if there is one) and the maximum of seventy-four years. six months for both debtors. The end loan age is 80 years old maximim.

What can be grouped with mortgage credit?

What can be grouped with mortgage credit?

The use of the funds may be for personal purposes, such as for example the Confinement of interior equipment for housing development or the Conlusion of an investment (excluding real estate), or Concash a trip for your holidays… but also for family Concash like the regulation of the university studies or a marriage, or for the payment of the inheritance and donation rights…

By choosing to use mortgage credit Concash can include in Concash’s plan up to 15% of depreciable consumer loans (excluding mortgage loans).

Exclusions to the Mortgage Confinement

Exclusions to the Mortgage Confinement

The use of the money can not be intended to buy a car or to pay a tax debt, or to Concash the launch of a professional activity and a new project work of consumption less than seventy-five thousand euros, but also is not in the field of action of mortgage loan, real estate investment of any kind ( redemption of balance )…

The files to the statements of bank accounts which are the subject of entries whose title justifies withdrawal of nature Notice to Third holder regularized or not, or of a credit to the consumption or real estate manage by the service litigation of the creditor, or still late payment or financial incidents regularized or not will be outside the acceptance criteria.

In the same way that a customer registered in the file of the incidents of repayments of credits to the individuals (FICP) or having in repayment a file Neiertz to the Bank of France (BDF) will be refused the credit mortgage for cause “financial management of the customer out of frame “.

Any individual who holds a revolving loan outstanding or a credit surrender loan can not claim to be eligible for the mortgage loan.

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